DIGITALIZING
PHILIPPINE RURAL BANKS
ALTOGETHER

EXPERIENCE BANKING & PAYMENTS USING OPEN DIGITAL NETWORK

Breaking the barrier of high infrastructure costs, expensive software licenses and switched-based teller machines to promote more financial and digital inclusion.

Whatever your Core Banking System (CBS) is, we got you! RBNet is CBS-agnostic. We can work with any CBS provider!

OUR END TO END SOLUTIONS​

MOBILE WALLET WITH BANKING FEATURES​

Bank customers can see and manage accounts from anywhere with RBPay Mobile Wallet with Banking Services. Choose your Rural Bank and link your savings and deposit accounts. Transfer balance to your e-wallet, pay your loans or add savings to your accounts.

R2R BRANCH PORTAL

At RBNET, we connect all Rural Banks in the Philippines using our R2R Web Portal. Accept remittance cash pick up service, do fund transfer to any bank, pay bills, do bulk disbursement and even approve loans from RBPay Mobile App.

SWITCH-LESS, QRPH-ENABLED CASH TELLER MACHINES​

Extend digital banking experience using the most innovative Cash Teller Machine or CTM. Load cash or disburse cash from your wallet anytime. Use any QRPh-enabled mobile banking app to withdraw funds from your bank of choice. 

PHYGITAL QR CARDS

Transition every Filipino to digital payment system even without a smart phone device. Disburse loan proceeds or even payroll using our QRPh cards. Transfer load balance from other e-wallets to this card by just an easy scan.

WHATEVER YOUR CORE BANKING SYSTEM (CBS) IS, WE GOT YOU!
RBNET IS CBS-AGNOSTIC!​

OTHER DIGITAL TOOLS AVAILABLE

eKYC Integration​

eKYC Integration

Verifies customer identities electronically, streamlining onboarding, improving security, and reducing costs for businesses while enhancing customer experience.

Loan Disbursement Options

Via QRPh Card - Using QRPh-enabled cards, your customers can receive their loan funds securely and without any hassle.

Via Cash Teller Machines - Your customers can conveniently access their loan funds and cash out at any time, day or night, with QRPh-enabled CTMs.

Via POS Devices - With POS, it empowers rural banks to expedite loan disbursements, making the process significantly faster for your customers.

Via Mobile eWallet - Provides an easy and convenient way for your customers to manage their loans through the RBPay mobile eWallet.

Loan AI Technology

AI-powered loan technology automates loan assessments through verifying with selfie EKYC and reduces manual processing, leading to faster, more accurate, and hassle-free loan approvals for rural bank customers.

ARTICLES

Traxion Invited as Keynote Speaker to Highlight RBPay and CTM at CCLRB Induction 2025–2026

Traxion, through its flagship platform RBPay, proudly joined the Confederation of Central Luzon Rural Bankers, Inc. (CCLRB) Induction of Officers for FY 2025–2026 as a major sponsor. The event, held on September 15, 2025, at the prestigious Terra Hall, Widus Hotel, Clark Freeport, Pampanga, brought together leaders, officers, and stakeholders of rural banks across Central Luzon.

Traxion Secures Partnership with Subsidiary of Korea’s 4th Largest Bank

In a significant stride for the fintech industry, Traxion proudly announces that Welcome Bank (Rural Bank), Inc., a subsidiary of Korea’s esteemed Welcome Financial Group, has chosen the RBPay Mobile App as the centerpiece of its expansion in the Philippines. This strategic partnership marks a milestone for RBPay, underscoring its role as the most complete and trusted mobile banking platform for Filipinos nationwide.

IEMOP ignites Philippine energy market transformation with Traxion tech partnership

TRAXION Tech, a leading financial technology company in the country, is expanding its impactful digital innovation to the energy sector through a pivotal partnership with the Independent Electricity Market Operator of the Philippines Inc. (IEMOP). This collaboration, formalized during the ceremonial signing of the Software Development Agreement in Pasig City last June 11, 2025, unites the strengths of both organizations to significantly enhance the nation’s energy trading infrastructure.

Traxion drives digital leap for Mount Carmel Rural Bank, Inc., transforming rural banking accessibility

Traxion, a leading financial technology (fintech) company, proudly announces its strategic partnership with Mount Carmel Rural Bank, Inc. (MCRBI), the largest rural bank in Batangas (in terms of assets). This collaboration marks a significant leap forward in rural digital banking, as Traxion deploys its innovative RBPay suite of digital banking products and services to enhance financial accessibility and convenience for MCRBI’s communities.

First Visayan Rural Bank Launches Phygital Banking Services with Traxion

In a groundbreaking move for digital rural banking in the Visayas, Traxion has partnered with Rural Bank of Sagay, Inc. to bring cutting-edge digital innovations to their community. This collaboration marks the first time a Visayan rural bank has launched a comprehensive suite of phygital banking services, setting a new standard for financial inclusion and customer experience.

RBPay’s Cash Teller Machine Boosts and Improves Financial Access in Negros Occidental

In a significant step towards digital transformation and financial inclusion, RBPay’s Cash Teller Machine (CTM), powered by TraxionPay, was acquired by Rural Bank of Escalante, Inc. in October 2024, a rural bank in Negros Occidental, dedicated to serve their customers and local residents. Together, Traxion and Rural Bank of Escalante, Inc. aim to enhance the financial experiences of rural residents through the CTM.

No More Long Trips for Banking: Rural Bank of Escalante Welcomes New CTM

RBPay’s Cash Teller Machine (CTM) launched in Rural Bank of Escalante, Inc.’s (RBEI) Don Salvador Benedicto Branch Lite Unit (DSB-BLU) branch in Negros Occidental during their 1st anniversary on October 21, 2024. Traxion representatives, RBEI Board of Directors, Management, Stockholders, and Vice Mayor Hon. Nehemiah Joe J. Dela Cruz of Don Salvador Benedicto Municipality were present at the CTM blessing and launching event.

Branchless Banking in the Mountains: Traxion and RB Escalante Forge a Path for Digital Financial Inclusion

On December 4, 2024, a monumental step toward financial inclusion in rural areas was taken as Traxion and Rural Bank of Escalante, Inc. formalized their partnership through a Memorandum of Agreement (MOA) signing. The event brought together esteemed leaders, including Traxion’s CEO Ann Cuisia and COO Josh Allen Santos, and RB Escalante’s President, Ma. Elsie L. Gonzaga.

Traxion Pay, Coins.ph collaborate for improved remittance services for OFWs

Financial technology (fintech) firms Traxion Pay and Coins.ph have partnered up to "simplify" remittance transactions for Filipinos abroad. The two firms recently announced their blockchain-enabled remittance (BER) solution that will allow for cryptocurrency conversion into Philippine Pesos (PHP) to benefit Overseas Filipino Workers (OFWs).

Traxion and United Aurora Lending Corporation (UALC) Partner to Expand Digital Financial Services in Zamboanga del Sur

Ortigas, Pasig City – Traxion, a leading fintech innovator, has partnered with United Aurora Lending Corporation (UALC), a lending and insurance company, to enhance financial accessibility in Zamboanga del Sur. This collaboration introduces cutting-edge digital financial services to the province, providing residents with greater access to secure, convenient, and affordable financial solutions.

Certifications and Affiliations​

More About What We Do

RBPay Client Testimonial
Rural Bank of Sagay, Inc.
RBPay Client Testimonial
Rural Bank of Escalante, Inc.

CONTACT US

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Traxion Tech Inc.

10th Floor, Taipan Place, Garnet Rd, Ortigas Center, Pasig City

E-Wallet Services Powered by Traxion Pay Inc., Supervised by Bangko Sentral ng Pilipinas

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